VSA Law Group will assist you in the purchase, sale, or refinance of your residential and commercial property. In doing so, we will provide you with the protection and expertise necessary throughout the entirety of the transaction.
Buying a Home, Property, or Business
The purchase of a home or a business begins with the attorney reviewing your contract to make sure that the terms are acceptable to you, the buyer. The attorney will make sure that Title is ordered and reviewed, a home inspection is reviewed, and repairs are properly negotiated. You should not do this alone or without representation. At VSA Law Group, we handle this work ourselves and the attorney will appear at the closing of Title to ensure a smooth transaction.
Real Estate Refinance
As a homeowner, you may refinance your current mortgage, depending on your loan, to reduce your annual percentage interest rate. As an owner, you may take equity from your home and make use of your equity for payment of your debts or to make repairs to your home.
Real Estate Short Sales
A short sale is an alternative to a foreclosure or bankruptcy when the mortgage and debt exceeds the value of your home. As a seller, you would be able to sell your home, as long as you have the approval of your Mortgage Company or lender to accept a payoff less than the total amount due. VSA Law Group handles this entire process from drafting a hardship letter on your behalf to the final closing.
Selling a Home or Property
Our attorneys will review your sales contract with you. The attorney will review Title and assist you in clearing any Title issues that may be disclosed. Additionally, the attorney will aid you in responding to any repair requests from the buyer as disclosed in their home inspection and will appear at closing with the closing documents prepared by our Law Group.
A reverse mortgage is a way for homeowners of retirement age to access some of the equity in their home. The recipients of a reverse mortgage can obtain their equity in a variety of ways, including monthly payments, lump sum, a revolving line of credit, or a combination of the above. VSA Law Group will handle this entire process for you.
The land use practice group at Vella Singer & Associates Law Group assists clients with site plan approvals, variances, subdivisions, and subdivision approvals needed for all their business or residential needs throughout New Jersey. The land use practice group also advises clients on the economic incentives and liability protections offered under state and federal brownfields and green building programs, as well as new energy projects, such as wind and solar energy project siting and permitting.
Our Somerville Office
54 Grove Street
Somerville, NJ 08876
Our Metropark/Iselin Office
33 S Wood Ave
Inselin, NJ 08830